With Internet fast becoming the most popular way of banking, it is important that you take care of the safety of your online accounts. Internet may have relieved you of carrying hard cash and fear of losing it, but you may still be playing around the online thefts. Although, Internet banking takes care of security on its own, we must also look after a few things to keep an eye on the security. Today, we’re going to suggest to you the 5 best ways to make your accounts safer online:
- Password Manager:
When you choose your username and passwords, you might end up taking the one that is easy to remember. However, almost every easily recallable username and password is prone to be hacked. There’re many illegal databases available online which lets scammers guess the username and passwords of millions of users. This is the time when you employ the password manager tools. These tools generate unique and impossible to guess usernames and passwords. They keep your ultra-secure passwords handy so you don’t have to remember them anymore.
2. Two-Factor Verification:
Two factor verification is a revolutionary step towards online theft and scams. The 2FA needs to be setup through your mobile, where you get an access code every time you try to log in. If your account is 2FA enabled, anyone who succeeds to steal your username and passwords would not be able to get through the security page without the code generated/sent to your registered mobile number. However, it is important that you register your account for two-factor verification.
3. Check Account Activity:
If you use your online account for multiple purposes, it is important that you keep a tab on how many times and from where did you access your account. Almost all banking and non-banking accounts are providing the feature where you know the last login time and place. It plays a big role when to identify where did you last login from. If you find anything suspicious, call the service provider and block the future activities till the time you take care of the safety.
4. Trust No One:
You may be the closest of friend with someone, yet you’re not supposed to share your online account ids and passwords. No service provider (banking / non-banking) holds any responsibility if anything goes wrong with or from your account. You’re solely responsible for any transaction or action made through your account. It is important that in the matter of your password you should trust no one except yourself.
5. Password Change:
When you’re using an online account, it is highly advised that you change your passwords regularly. Whether or not you’re using a password manager, you must change the passwords on a fixed interval. It diminishes the chances of your account information being leaked if you’ve ever accessed your account from a guest computer or from a phishing page.
Overall, it is no brainer that online accounts need more attention than offline as they may be under surveillance of many. You can apply the above steps to keep your online accounts away from any scam or fraud.